California Professionals: Are You Missing Insurance Savings or Important Coverage?
Your career may qualify you for special personal insurance discounts. Whether you're protecting your family, home, vehicles or business, our team can help review your coverage and available options.
At Earl Simons Agency, you get experienced, personal service and clear answers—without navigating a call-center phone tree.
Discounts and coverage availability depend on the carrier, policy, occupation and underwriting requirements. A personal insurance affinity discount does not automatically apply to commercial policies. Savings are not guaranteed or necessarily additive.
Personal Guidance for Professionals, Families & Business Owners
Coverage reviews and experienced live-agent support designed around your needs and schedule.
Request Your Personal Insurance Review
Tell us what you'd like reviewed. We'll help you explore relevant coverage options and discounts, with no obligation to purchase.
Personal Insurance Discounts for California Professionals
Your occupation or professional affiliation may qualify you for special personal insurance savings. Explore the group that best describes your work.
Zero Time Wasted
Request a review on your schedule and work directly with our team—without long call-center holds or automated phone trees.
Live, Dedicated Support
Get straightforward coverage explanations and direct help from an experienced agency team whenever you have questions.
Professional Discount Review
We can review eligibility for occupation-related discounts on qualifying personal insurance policies.
Coverage That Fits Together
Ask about eligible personal multi-policy savings and separately review the insurance needs of your business.
Insurance Guidance Built Around You
With more than 35 years of insurance experience, Earl Simons understands that professionals and business owners need clear answers and dependable service. We review your needs, explain coverage and applicable discounts, and explore other available carriers when appropriate—with Farmers as one of our primary options.
- Professional Discount Opportunities for eligible healthcare, education, engineering, legal and public safety professionals
- Multi-Policy Review for eligible personal insurance bundling and separate business insurance needs
- Comprehensive Auto Protection with preferred multi-vehicle rate structures
- Home & Property Coverage options for your residence and personal belongings
- Specialty & Recreational Coverage for boats, RVs, jet skis, and off-road vehicles
- Personal Umbrella and Commercial Liability options to address additional liability exposures
Protection with Personal Attention
Helping families, professionals and business owners make informed decisions with real people ready to assist.
Personal & Commercial Coverage Lines
Review protection for your household or business, with coverage tailored to the risks you need to address.
Premier Household Bundle
Consider eligible auto, home and umbrella combinations for coordinated coverage and potential multi-policy savings.
Personal Auto Insurance
Review liability, collision, comprehensive and optional roadside coverage for your household vehicles.
Homeowners & Property
Explore protection for your home, belongings and personal liability, subject to policy terms and eligibility.
Life Insurance
Discuss term and permanent life insurance options for your family's financial protection goals.
Specialty & Recreational
Ask about available liability and physical damage coverage for RVs, boats, jet skis, trailers and off-road vehicles.
Personal Umbrella
Explore additional personal liability protection beyond qualifying underlying policies.